Important Disclaimer

General Disclaimer

By using CalcPortal Pro's calculators, tools, and educational content, you acknowledge and agree that:

• All calculations are estimates and may not reflect actual results
• Results should not be the sole basis for financial decisions
• We are not responsible for any financial losses or damages
• Professional advice should be sought for important financial matters
• Market conditions and regulations change over time

Financial Advice Disclaimer

CalcPortal Pro is NOT a financial advisor, investment advisor, or tax professional. Our services include:

• Educational calculators and tools
• General financial information and resources
• Illustrative examples and scenarios
• Basic financial planning concepts

We do not provide personalized financial advice, investment recommendations, or tax planning services.

Calculator Accuracy Disclaimer

While we strive for accuracy in our calculations, we cannot guarantee:

• 100% accuracy of all calculations
• Completeness of all variables and factors
• Up-to-date tax rates and regulations
• Inclusion of all applicable fees and charges
• Reflection of current market conditions

Calculator results are estimates based on the information you provide and current formulas. Actual results may vary significantly due to many factors beyond our control.

Investment Disclaimer

Our investment-related calculators and content are for educational purposes only:

• Past performance does not guarantee future results
• Investment values can go up or down
• All investments carry some level of risk
• Diversification does not guarantee profits or prevent losses
• Market timing strategies may not be effective

We do not recommend specific investments, investment strategies, or investment timing.

Tax Disclaimer

Tax-related calculators and information are general in nature:

• Tax laws and regulations change frequently
• Individual tax situations vary significantly
• State and local tax laws may differ
• Tax calculations may not include all deductions or credits
• Professional tax advice should be sought for complex situations

We are not responsible for any tax consequences or errors in tax calculations.

Loan and Mortgage Disclaimer

Loan calculators provide estimates only:

• Actual loan terms may differ from estimates
• Interest rates and fees vary by lender
• Credit scores and financial history affect loan approval
• Additional costs may apply (insurance, taxes, etc.)
• Loan approval is not guaranteed

Always consult with lenders for actual loan terms and conditions.

Educational Content Disclaimer

Our educational content is intended to:

• Provide general financial literacy information
• Explain basic financial concepts and principles
• Illustrate common financial scenarios
• Help users understand financial calculations
• Promote financial education and awareness

This content should not replace professional financial education or advice.

Third-Party Information Disclaimer

We may reference or link to third-party sources:

• We do not endorse third-party content or services
• Third-party information may not be accurate or current
• We are not responsible for third-party content
• External links are provided for convenience only
• Users should verify third-party information independently

Limitation of Liability

To the maximum extent permitted by law, CalcPortal Pro shall not be liable for:

• Financial losses or damages of any kind
• Investment losses or missed opportunities
• Tax penalties or interest charges
• Loan denials or unfavorable terms
• Decisions made based on our calculators or content
• Indirect, incidental, or consequential damages

Professional Advice Recommendation

We strongly recommend consulting with qualified professionals for:

• Financial Advisors: For investment and financial planning advice
• Accountants: For tax planning and preparation
• Lawyers: For legal and estate planning matters
• Insurance Agents: For insurance needs and coverage
• Lenders: For loan applications and terms

User Responsibility

By using our services, you acknowledge that:

• You are responsible for your own financial decisions
• You will verify all calculations and information independently
• You will seek professional advice when appropriate
• You understand the limitations of our tools and content
• You will not rely solely on our services for important decisions

Updates and Changes

This disclaimer may be updated periodically to reflect:

• Changes in our services or offerings
• Updates to legal requirements
• New disclaimers or limitations
• User feedback and concerns

Continued use of our services after changes constitutes acceptance of the updated disclaimer.

Contact Information

If you have questions about this disclaimer or our services, please contact us: