Investment Calculator

Plan your investment strategy and project your portfolio growth. See how your investments can grow over time with compound returns.

Investment Planning Calculator

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Understanding Investment Planning

Investment planning is crucial for building long-term wealth. Our investment calculator helps you understand how your money can grow through various investment strategies and time horizons.

Key Investment Concepts

  • Compound Interest: Earnings on both principal and accumulated interest
  • Dollar-Cost Averaging: Investing fixed amounts regularly regardless of market conditions
  • Risk vs. Return: Higher potential returns typically come with higher risk
  • Diversification: Spreading investments across different asset classes
  • Time Horizon: Longer investment periods generally reduce risk

Investment Strategies

  • Conservative: Focus on capital preservation with lower returns
  • Moderate: Balanced approach between growth and stability
  • Aggressive: Higher growth potential with increased volatility
  • Index Investing: Low-cost approach following market benchmarks
  • Value Investing: Finding undervalued companies with growth potential

Common Investment Mistakes

  • Investing without a clear plan or goals
  • Letting emotions drive investment decisions
  • Not diversifying your portfolio
  • Timing the market instead of time in the market
  • Ignoring fees and expenses

Pro Tip: Start investing early and consistently. Even small regular investments can grow significantly over time due to compound interest.

Investment Account Types

  • 401(k): Employer-sponsored retirement plan with tax advantages
  • IRA: Individual retirement account with flexible investment options
  • Brokerage Account: Standard investment account for buying/selling securities
  • 529 Plan: Tax-advantaged account for education expenses
  • Health Savings Account: Tax-free account for healthcare expenses