Investment Calculator

Calculate your investment returns and future portfolio value. See how stocks, real estate, or crypto can grow over time with compound interest.

Investment Planning Calculator

Understanding Investment Planning

Investment planning is crucial for building long-term wealth. Our investment calculator helps you understand how your money can grow through various investment strategies and time horizons.

Key Investment Concepts

  • Compound Interest: Earnings on both principal and accumulated interest
  • Dollar-Cost Averaging: Investing fixed amounts regularly regardless of market conditions
  • Risk vs. Return: Higher potential returns typically come with higher risk
  • Diversification: Spreading investments across different asset classes
  • Time Horizon: Longer investment periods generally reduce risk

Investment Strategies

  • Conservative: Focus on capital preservation with lower returns
  • Moderate: Balanced approach between growth and stability
  • Aggressive: Higher growth potential with increased volatility
  • Index Investing: Low-cost approach following market benchmarks
  • Value Investing: Finding undervalued companies with growth potential

Common Investment Mistakes

  • Investing without a clear plan or goals
  • Letting emotions drive investment decisions
  • Not diversifying your portfolio
  • Timing the market instead of time in the market
  • Ignoring fees and expenses

Pro Tip: Start investing early and consistently. Even small regular investments can grow significantly over time due to compound interest.

Investment Account Types

  • 401(k): Employer-sponsored retirement plan with tax advantages
  • IRA: Individual retirement account with flexible investment options
  • Brokerage Account: Standard investment account for buying/selling securities
  • 529 Plan: Tax-advantaged account for education expenses
  • Health Savings Account: Tax-free account for healthcare expenses

Frequently Asked Questions

What is an investment calculator?

An investment calculator helps you estimate how much your money could grow over time with compound interest, based on initial investment, contributions, time horizon, and expected rate of return.

Does this calculator include withdrawals?

Yes, you can account for regular withdrawals to see how they impact your long-term investment growth and sustainability.

Can I use this for real estate or crypto?

Absolutely. While most examples use stocks, you can apply the same principles to real estate, cryptocurrency, or any asset class with an expected rate of return.